HOWIE THE CREDIT COUNSELOR

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Hi and thanks for visiting my website.

I'm HOWIE THE CREDIT COUNSELOR and much like Jack Bauer, I'm a man on a mission. 

The mission is simple...

SAVE AN ENTIRE GENERATION FROM SPENDING THEIR LIVES WALLOWING IN MISERABLE, UNMANAGEABLE DEBT!

The credit card companies are on a mission too...

PUT ALL YOUNG AMERICANS IN DEBT THE DAY THEY TURN 18 AND KEEP THEM THERE UNTIL THE DAY THEY'RE DEAD AND BURIED!

I can help prevent that.

Before it ever begins, I can help stop the abuse of credit cards and the resulting horrible downward spiral of debt that accompanies it.

My ability to speak, entertain, educate, inspire and motivate enables me to have a strong impact on young minds.

Teens relate to me well and by hearing my personal life experience, they can have the fighting chance so many of my generation never had against the onslaught of credit cards.

I am allied with a bankruptcy judge and when I asked him what the individuals who appear in his court have to say, he replied...

"Howie, they all say the same thing...NOBODY WARNED ME!"

I'm here to warn the youth with the same intensity that the warnings in the nuclear power plant are issued with when there's a leak!!!

What sparks my intensity?

I came to a point of such despair from being so deeply in debt that I began to think about ways to depart this planet so that my life insurance policy would take care of my mom and my creditors.

But before I let it come to that, I asked myself..."Is there ANY good that can come out of the mess you made, Howie?" 

An answer came to me...

SAVE THE YOUTH! 

And lo and behold, I was a man reborn! 

I clearly realized the responsibility I bore.

It's been said that when he was 11 years old, Winston Churchill declared...

"It will fall to me to save London and The Empire."

I'm certainly not Sir Winston, but I came to understand that it has fallen to me to save the next generation from wallowing in miserable, unmanageable debt!

I am the voice your kids need to hear so they don't suffer for years wallowing in miserable, unmanageable debt. 

Hire me and do the best thing you could possibly do for your kids after making them feel safe and secure and loved...

Help them create a future where they do not spend their days filled with worry, anxiety and depression because they are...(You know what's coming now, don't you?)...

WALLOWING IN MISERABLE, UNMANAGEABLE DEBT!

THEY DESERVE A CHANCE AT A DEBT FREE LIFE!!!

Just in case you don't think this is a MAJOR issue in this country...

OPRAH herself did 2 straight weeks on the topic of debt.  She called it "THE GREAT AMERICAN DEBT DIET".

She had financial experts assist families with their overwhelming debt.

But she never mentioned PREVENTION.

That's what I'm here for.  

President Bush may be The Decider, but I am THE PREVENTOR!

The issues of under age drinking and drugs and teen pregnancy are addressed in schools and in the media.

WHY NOT THE ISSUE OF CREDIT CARDS AND DEBT?!?

At the end of alcohol commercials there's a tag line...

"Please drink responsibly."

Have you ever seen at the end of a credit card commercial the tag line...

"Please spend responsibly." ?
                  
No, no you haven't.  What you have seen is...

"LIVE RICHLY".

It's enough already, people.  The generation from 25 to 60+ has to deal with handling their debt.

Wouldn't it be nice if the next generation didn't have debt that needed to be handled?

Do you know that right now the fastest growing group that's declaring bankruptcy is 18-25 year olds?

DON'T LET YOUR KIDS BE ONE OF THEM!!! 

Make no mistake about it...THIS IS URGENT!!!

Call me NOW and save your kids!

My rates are very reasonable and I want to help.

It IS my MISSION.

Thanks again for visiting. 
I hope to speak with you soon.

And I hope shortly after that I'll be counseling your kids about credit cards.

Sincerely,
HOWIE THE CREDIT COUNSELOR
818-994-5520
888-600-9825
creditcounselor@att.net
 


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HOWIE THE CREDIT COUNSELOR  818-994-5520  888-600-9825  creditcounselor@att.net

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